What else should I know about this coverage and how it works?       (TOP)

We require a minimum of $300,000 of Liability coverage on your current Perpetual Homeowners policies and on your Automobile policies. Personal Umbrella coverage is a layer of liability coverage in excess of your primary coverage, We can offer a lower deposit when the self-Insured retention (deductible) is increased over the first $250.

If you are interested in applying for Perpetual Personal Umbrella coverage, please complete the enclosed application and return it to us in the envelope provided. The application is subject to underwriting approval before coverage can be bound. (TOP)