How does The Green Tree's program differ from the kind of insurance I'm used to buying?   (TOP)

The perpetual policy provides comprehensive insurance protection just like other companies' homeowners policies but it is also a financial planning tool. Other insurance companies charge an annual premium for their policies. You must pay those premiums from your net after-tax earnings. But with the perpetual policy, your fully-refundable deposit guarantees that you will have the insurance coverage with no annual premiums to pay. (TOP)