What happens if the value of my home increases after I put down the deposit?   (TOP)

It is very important to keep your home insured for the cost to replace it. If you do not, and the cost to repair or rebuild your home after a fire or other damage exceeds the policy limit, you will have to pay the difference out of your own pocket. This is true of any homeowners policy. So if the cost to replace your home increases over time, you will be asked to add to your deposit. Any additional deposit is also fully refundable anytime you terminate your policy. Or you can purchase a Green Tree perpetual policy now that automatically adjusts for increases in inflation without the need to make additional deposits.  (TOP)