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Personal
Excess - Umbrella
(TOP)
This policy works in combination with your automobile, homeowners and other personal liability policies. The Personal Umbrella policy covers more liability situations than your present primary policies and your deposit is fully refundable upon cancellation of your policy. In today's world, million dollar lawsuits are an economic reality. As a homeowner, if you have a guest who slips and falls or if you cause a serious auto accident, the Perpetual Personal Umbrella policy can protect you against the liability aspects of these and other catastrophic losses. This policy provides more than just higher liability limits to protect you and your family. It also provides worldwide coverage, where permitted by law, first dollar legal defense, unintentional personal injury including, but not limited to, libel, slander, defamation of character and false arrest. If you need additional protection above the liability coverage you presently carry, we offer this My refundable Perpetual Personal Umbrella policy. Here are some general questions and answers concerning our Perpetual Personal Umbrella policy that may be helpful. (TOP)
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