Privacy
Notice
Dear
Policyholder:
As
your insurer, our objective is to professionally serve your insurance needs.
We recognize that in providing these services, we have an obligation to
safeguard the personal information you entrust to us as well as other
information we may collect as part of the insurance transaction.
This
notice describes the privacy practices and standards we adopted to protect and
ensure the confidentiality of your non-public personal information.
We
do not disclose any non-public personal information about our policyholders or
claimants to any third parties except as is permitted by law.
Any such disclosures are made for the purpose of transacting the business
of your insurance coverage or your claim. We do not sell or market your non-public personal
information.
Most of your non-public personal information is provided by you on your application for insurance. Depending on the type of insurance policy you request, we may seek additional information about you or other individuals who are being proposed for coverage under the policy. In certain circumstances we may collect information about you from third parties. For example, for personal liability insurance we may seek driver information from the state motor vehicle departments; for property insurance we may send someone to inspect the property. We may review prior insurance claims information. We may obtain medical or financial information. We may also receive information about you from a consumer reporting agency. The information we collect allows us to properly underwrite and rate your policy of insurance and to complete the other transactions incidental to your insurance policy.
We
do not disclose any non-public personal information about our policyholders
except as permitted by law. In some
cases this information can be disclosed to third parties without your
authorization. These disclosures
may include those made to your agent or broker, appraisers and independent
adjusters who investigate, defend or settle your claims, insurance regulators,
and/or your mortgage lender or lien holder.
We
restrict access to your personal information to those employees who need it to
provide the insurance products and services you have requested.
We maintain electronic and procedural safeguards to ensure the
confidentiality of your information. These
safeguards comply with state and federal laws designed to guard your non-public
personal information. Our employees
are educated on the importance of maintaining the standards we have in place.
Additional
Information
You
have the right to review certain items of information we have collected about
you, and the right to request corrections of that information if it is
inaccurate. If
you would like to receive a copy of our privacy policy please contact us as
follows:
The
Green Tree Perpetual Assurance Company
ATTN:
Privacy Compliance Coordinator
1650 Market Street, Suite 5200
Philadelphia,
PA 19103-7301
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IN
COMPLIANCE WITH THE REQUIREMENTS OF THE FAIR CREDIT REPORTING ACT (PUBLIC LAW
91-508), WE ADVISE THAT AS PART OF OUR ROUTINE PROCEDURE IN REVIEWING
APPLICATIONS FOR INSURANCE OR RENEWALS OF INSURANCE POLICIES, WE MAY PROCURE A
CONSUMER REPORT INCLUDING INFORMATION AS TO THE CONSUMER’S CHARACTER, GENERAL
REPUTATION, PERSONAL CHARACTERISTICS OR MODE OF LIVING.
IF SUCH INSURANCE IS FOR AN INDIVIDUAL AND IS PRIMARILY FOR PERSONAL,
FAMILY OR HOUSEHOLD PURPOSES, SUCH INFORMATION MAY BE OBTAINED THROUGH PERSONAL
INTERVIEWS WITH NEIGHBORS, FRIENDS OR OTHERS WITH WHOM THE CONSUMER IS
ACQUAINTED.
UPON REQUEST IN THE MANNER AS
NOTED ABOVE, WE WILL PROVIDE, IN WRITING, A COMPLETE AND ACCURATE DISCLOSURE OF
THE NATURE AND SCOPE OF THE CONSUMER REPORT REQUESTED OR ADVISE THAT NO
INVESTIGATION WAS CONDUCTED.
*********************************
If
your insurance policy has been cancelled or not renewed, this privacy notice does
not reinstate that policy. This
notice should not be accepted by anyone as evidence that insurance coverage is
in force.
These
privacy practices and standards have been put in place to protect your personal
information. You will receive a
reaffirmation of our privacy practices annually.
Very
truly yours,
Charles Barber
President
& CEO