ÿþ<html> <head> </head> <body topmargin="0" leftmargin="0" link="#008000" vlink="#ff0000" alink="#008000"> <table width=675> <tr> <td width="10">&nbsp;</td> <td> <center><p><b><font color="green" face=Arial size=3>Financial Stability Rating</font></b></p></center> <center> <p><b><FONT face=Arial size=2>The Green Tree Perpetual Assurance Company<BR>1650 Market Street, Suite 5200<BR>Philadephia, PA 19103-7301<BR></FONT></b> </p> <p><b><FONT face=Arial size=2>FOR IMMEDIATE RELEASE<BR><b>July 2, 2002<p><p><BR></b></FONT><FONT face=Arial><FONT size=2> <b>Demotech, Inc. issues a Financial Stability Rating® of <BR>A (Exceptional) <BR> to The Green Tree Perpetual Assurance Company</b><BR></FONT></FONT> </p> </center> <p></b><FONT face=Arial size=2>The Green Tree Perpetual Assurance Company announces that it once again received a Financial Stability Rating® of A (Exceptional) from Columbus, Ohio-based Demotech, Inc. This level of Financial Stability Rating® indicates that The Green Tree's balance sheet reflects excellent liquidity, an acceptable level of financial leverage as measured by total liabilities to statutory net worth and a balanced portfolio of insurance products. </FONT> </p> <p><FONT face=Arial size=2>Given the analysis inherent in Demotech's assignment of Financial Stability Ratings®, as evidenced by the distribution of Preliminary 2002 Financial Stability Ratings®, The Green Tree Perpetual Assurance Company is confident of its Financial Stability Rating® of A (Exceptional). </FONT> </p> <center> <table> <TR> <th><u><FONT face=Arial size=2>Financial Stability Rating®</FONT> </u></th><th><u><FONT face=Arial size=2>Number</FONT></u></th><th><u><FONT face=Arial size=2>Percentage</FONT></u></th> <tr> <td><FONT face=Arial size=2>A Double Prime</FONT> </td><td><FONT face=Arial size=2>245</FONT></td><td><FONT face=Arial size=2>13.29%</FONT></td> </tr> <tr> <td><FONT face=Arial size=2>A Prime </FONT> </td><td><FONT face=Arial size=2>606</FONT></td><td><FONT face=Arial size=2>32.86% </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>A </FONT> </td><td><FONT face=Arial size=2>412</FONT></td><td><FONT face=Arial size=2>22.34% </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>S</FONT></td><td><FONT face=Arial size=2>113</FONT></td><td><FONT face=Arial size=2>6.13% </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>M </FONT> </td><td><FONT face=Arial size=2>167</FONT></td><td><FONT face=Arial size=2>9.06% </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>L </FONT> </td><td><FONT face=Arial size=2>301</FONT></td><td><FONT face=Arial size=2>16.32% </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>&nbsp;</FONT></td><td><FONT face=Arial size=2>&nbsp;</FONT></td><td><FONT face=Arial size=2>&nbsp;</FONT></td> </tr> <tr> <td><FONT face=Arial size=2>Total</FONT></td><td><FONT face=Arial size=2>1844</FONT></td><td><FONT face=Arial size=2>100.00% </FONT> </td> </tr> </table> </center> <p><FONT face=Arial size=2>Current financial information and quarterly updates of the financial information of The Green Tree Perpetual Assurance Company and other Property and Casualty companies can be viewed at </FONT> <a href="http://www.demotech.com"><FONT face=Arial size=2>www.demotech.com</FONT></a><FONT face=Arial size=2>. </FONT> </p> <table> <tr> <td><FONT face=Arial size=2>CONTACT: </FONT> </td><td><FONT face=Arial size=2>Charles D. Barber </FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>&nbsp;</FONT></td><td><FONT face=Arial size=2>800-468-8733 Ext. 9131</FONT></td> <tr> <td><FONT face=Arial size=2>&nbsp;</FONT></td><td><FONT face=Arial size=2>President &amp; CEO</FONT> </td> </tr> <tr> <td><FONT face=Arial size=2>&nbsp;</FONT></td><td><FONT face=Arial size=2>The Green Tree</FONT> </td> </tr> </table> </td> </tr> </table> </body> </html>