Financial Stability Rating

The Green Tree Perpetual Assurance Company
1650 Market Street, Suite 5200
Philadephia, PA 19103-7301

FOR IMMEDIATE RELEASE
July 2, 2002


Demotech, Inc. issues a Financial Stability Rating® of
A (Exceptional)
to The Green Tree Perpetual Assurance Company

The Green Tree Perpetual Assurance Company announces that it once again received a Financial Stability Rating® of A (Exceptional) from Columbus, Ohio-based Demotech, Inc. This level of Financial Stability Rating® indicates that The Green Tree's balance sheet reflects excellent liquidity, an acceptable level of financial leverage as measured by total liabilities to statutory net worth and a balanced portfolio of insurance products.

Given the analysis inherent in Demotech's assignment of Financial Stability Ratings®, as evidenced by the distribution of Preliminary 2002 Financial Stability Ratings®, The Green Tree Perpetual Assurance Company is confident of its Financial Stability Rating® of A (Exceptional).

Financial Stability Rating® NumberPercentage
A Double Prime 24513.29%
A Prime 60632.86%
A 41222.34%
S1136.13%
M 1679.06%
L 30116.32%
   
Total1844100.00%

Current financial information and quarterly updates of the financial information of The Green Tree Perpetual Assurance Company and other Property and Casualty companies can be viewed at www.demotech.com.

CONTACT: Charles D. Barber
 800-468-8733 Ext. 9131
 President & CEO
 The Green Tree